What Does A Cyberattacked Do With Your Stolen Credit Card Data? How To Protect Your Privacy
What happens when someone steals your credit card data? The security of your data could be at risk if your financial information falls into the wrong hands. Using stolen credit card data, hackers can buy goods and services without paying for them, or they can steal money from other accounts. But what do hackers actually do with stolen credit card data? How does someone protect themselves from this type of privacy invasion? Here’s what you need to know about credit card theft and how to prevent it from happening to you.
When your credit card is stolen, you can block it right away
Briansclub credit card, ATM credit card, briansclub credit card, ATM credit card and other personal data have been stolen by cybercriminals. How can you prevent damage to your financial future? Keep calm and carry on! What is actually stolen? Where has your data gone now? What can you do with it? Your name, address, DOB / age group, picture file(s), IP-address and other details have been stolen by cybercriminals. Well-meaning folk often share their birth date online: birthday parties on Facebook are big business.
If your social security number was also stolen, freeze your credit files immediately
Unfortunately, if your personal data has been stolen, you will want to take several precautionary steps—and those steps might vary depending on which kinds of personal information were actually taken. In any case, one quick step you can take is freezing your credit files at each of the three major credit bureaus. This helps prevent thieves from opening new accounts or making changes to existing accounts in your name (or in some cases, it will stop them from doing so for free). To freeze your files with Experian, TransUnion and Equifax all you need to do is contact each bureau separately.
Monitor bank accounts for suspicious activity
If your personal data has been stolen, you’ll want to make sure that no one is able to take advantage of that information. You can contact your bank and let them know if you’ve had a credit card or ATM card stolen and they should be able to put a hold on your account so that no one else can use it. Be sure to monitor any banking activity going forward (so you’ll notice right away if something happens). Don’t make any large purchases or purchases at an ATM until you’re sure no new cards have been issued. If you’ve had a social media account hacked, contact those companies and tell them what happened.
Never click on links in emails, texts, tweets or Facebook posts from people you don’t know
Just because someone has your data doesn’t mean you have to help them use it. It’s estimated that over 60% of companies with 200 or more employees were targeted by cyberattackers in 2013, according to a survey from Internet security firm Websense. And, nearly 30% of these attacks lead to stolen data being published online, potentially compromising both public and private information on millions of individuals. If you think hackers might be after your data, don’t give them any help–it could save your accounts. In fact, a hacker might not even take advantage of stolen credit card information right away–they could just hold onto it until they get enough cards together to make it worth their while—sometimes as many as 10 or 15 cards at once.
Always use secure Wi-Fi networks
It’s unfortunate but true: personal data is stolen on a regular basis, and not just by teenagers. Recent events have shown us how vulnerable companies of all sizes can be to attack—the recent Brian’s Club hack being a prime example. If you were one of Brian’s customers who had your credit card information stolen, you need to know what does a cyberattacked do with your stolen credit card data and how to protect your privacy. First off, if you used your credit card at any point with Brian’s Club between 2010 and 2015, check your statements for unauthorized activity; it may take awhile for thieves to use stolen data or even sell it on secondary markets like dark web sites.
Be careful where you enter passwords
If you’ve had any of your personal data stolen, it’s likely that a few of your passwords have been compromised, too. Even if they haven’t been broken yet, they will be in time. Unless you’re so paranoid that every password is unique (i.e., created from scratch without any patterns), odds are there’s at least one account with two or more accounts with similar passwords: your email address is part of all three passwords; it starts with abc123 for one and ends in 123abc for another; another has variations like @gmail; etc.. Not only do hackers use these patterns to break into an account faster, but once they have access to one account, you’ll soon find evidence showing them accessing your other accounts as well.
Keep an eye on apps that ask for your location data
Apps are one of the biggest conduits for stolen data, since so many people willingly sign up and provide access to their location data in exchange for a cool service. It’s not just stalking stalkers who want your location—many legitimate companies collect that information as well, often without telling you. Some will then sell it to marketing agencies or other third parties. You can revoke app permissions on mobile devices—or set them up with strong passwords in advance—to make sure no one is tracking you. For example, Brian had an app request his credit card details, which he initially said yes to; but when he went to make sure it was removed from his account, he found out it had been sold off to at least three different marketing firms!
Use two-factor authentication whenever possible
The most obvious way to protect your account is to set up two-factor authentication. Just look for an option on your social network or financial site that says something like two-factor authentication or login verification. Once you’ve enabled it, any time you log in from a new device or browser, you’ll be asked for a six-digit code sent via text message. It might feel like an annoyance at first—but it’s much less of one than having all your personal data stolen by a cybercriminal.
Don’t save sensitive info in browsers or apps like Facebook or Twitter
The first thing a cyberattacked will do with your stolen data is see what’s out there. Don’t help them. Delete any sensitive info from social media accounts, browsers, or apps like Facebook or Twitter before it’s too late. For example, if you use Chrome and are logged into Facebook, a hacker can extract all your friend lists and their profiles and grab more info from Facebook even if they didn’t manage to nab your password through phishing—at least until you log off and delete that session.